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Approval Timeline
Merchant approval depends on document completeness, business type, website readiness, risk review, and partner checks. This guide explains the review flow without promising fixed approval times.
Typical Review Flow
- Application submitted.
- Document completeness check.
- Business, product, and website or app review.
- Risk and compliance review.
- Bank or payment partner checks where required.
- Approval, conditional approval, request for more information, or rejection.
What Can Delay Approval
- Missing or mismatched business documents.
- Incomplete ownership or representative information.
- Unclear product or service descriptions.
- Unsupported or restricted business model.
- Website or app not ready for review.
- Bank account mismatch or additional partner checks.
How to Move Faster
- Submit complete and consistent business documents.
- Make refund, privacy, terms, pricing, and support pages visible.
- Use a business bank account that matches the registered merchant where required.
- Respond quickly to follow-up questions from Moneybag.